Ханс Юрген Райхард: Монголчууд чацаргана жимсээ газар дээрхи алт гэж билэгшээдэг гэдгийг мэдсэн

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Сайн байна уу? Танд энэ өдрийн мэнд хүргэе. Та манай уншигчдад өөрийгөө танилцуулахгүй юу?

Сайн. Та сайн байна уу? Намайг Ханс Юрген Райхард гэдэг. Герман улсын иргэн. Дарсны технологич мэргэжилтэй. 16 настайгаасаа эхлэн гэр бүлийнхээ бизнест оролцож, дарсны бизнес эрхэлсэн. Хуучнаар ардчилсан Герман буюу зүүн Германы Бранденбург муж нь чацаргана тариалалтаараа  алдартай газар. Тэнд хүүхэд байхаасаа л чацаргана жимсний чанамал, шүүс хэрэглэж өссөн дөө. Харин баруун Германд бол үүнийг тийм ч сайн мэддэггүй.

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Анх яагаад дарсны бизнес эрхлэх болов? Дарс сонирхох шалтгаан юу байв?

Анхнаасаа гэр бүлийнхэн маань дарсны бизнес эрхэлж байсан болохоор би мэдээ орсон цагаасаа л дарсны талбайд хөлд орсон гэж хэлж болно. Алим, интоор, нэрс гэх мэт түгээмэл гэгддэг жимсний талбай дээр хүүхэд байхдаа ажилладаг байлаа. 22 настайдаа хүнсний технологич, ялангуяа дарс исгэлтийн технологич мэргэжилээр Бранденбургийн Их Сургуулийг төгссөн. Төгссөнөөсөө хойш өөрийн гэр бүлийн үйлдвэртээ дарс исгэж ажиллаж байна даа.

Та ингэхэд Монголтой яаж холбоотой болсон юм бэ?

Монголтой 2009 оны зун холбогдсон гэж хэлж болно. Тэр жил ажил дээрээ сууж байхад нэг монгол залуу Берлинээс утсаар ярьж, өөрийн компаниа танилцуулсан нь Цэс Хайрхан компанийн ажилтан байсан. Тэд ч мөн чацарганаар бүтээгдэхүүн хийдэг, гэхдээ Монгол оронд ургадаг зэрлэг чацарганаар дарс бүтээгдэхүүнүүдээ хийдэг гэдгээ хэлсэн нь миний сонирхлыг ихэд татсан. Манай хаягийг интернэтээс олж авсан гэдгээ хэлээд ирж уулзаж чацарганаар дарс хийж сурах хүсэлтэй байгаа дуулгахад нь би дуртайяа зөвшөөрсөн. Учир нь бидний хүсэл сонирхол нэг байсан нь ийнхүү холбоо тогтоох шалтгаан болж байгаад баяртай байлаа. Түүнээс гадна ардчилсан Германд Монгол гэдэг улс нь социалист тогтолцоотой байсан улс гэдгээрээ танигдсан учраас их ойр сонсогдсон. Ялангуяа Ардчилсан Германы чацарганы сорт дээр Монгол эрдэмтэд 1980-аад оны сүүлээр хамтран ажиллаж байсан. Миний хувьд ерөнхийдөө Монголын талаар ойлголт байсан хэдий ч орчин үеийн Монголчууд зориод ирнэ гэдэг нь ихэд сонирхол татаж байлаа. Ингээд Монголоос ирсэн хоёр залуу маань маргааш орой нь манай тосгонд ирээд утсаар яриад хаана байдгийг заалгаж аваад л хүрээд ирсэн. Шуурхай байсан шүү.

Анх Монголчуудтай уулзаж, танилцахад танд ямар сэтгэгдэл төрж байсан бэ?

Яагаад ч юм надад ихэд дотно сэтгэгдэл төрж байсан. Учир нь Ардчилсан Герман болон Монгол хоёрын хооронд нийгмийн тогтолцооны ижил төстэй олон зүйлүүд бий. Бид хоорондоо ойлголцоход ч хялбар байсан. Анхны уулзалтаар л би тэдэнд бүх зүйлээ танилцуулсан. Надад нууж хаах зүйл байгаагүй. Үдээс хойно хоол идээд сууж байтал тэд маш хурдан шийдвэр гаргаж, намайг ирэх сард Монголд зочлооч гэж урьсан. Тухайн үед надад тийм яаралтай шийдвэр гаргахад хүндрэлтэй байлаа. Герман дахь ажлаа зохицуулах шаардлагатай байсан л даа. Түүнээс хойш зургаан сарын хугацаанд үйлдвэрийнхээ мэдээллийг солилцож байгаад Монголд очоод ажиллахаар тохиролцож болох байсан хэдий ч үйлдвэрт ажиллахад шаардлагатай тоног төхөөрөмж, багаж хэрэгслийн асуудал үүссэн. Үүнийгээ зохицуулчихвал би очихоо амласан. Тэд ч миний хүсэлтийг шуурхай биелүүлсэн. Харин миний зүгээс өөрийн хэрэглэдэг багаж хэрэгслээ аваад очсон юмдаг. Монголд очиход тус үйлдвэрийнхэн эхний ээлжинд 150 орчим мянган литр чацарганы дарс бэлтгэх боломжтой бүхий л нөхцлийг хангасан байсан.

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Монголд анх ирэхэд танд ямар сэтгэгдэл төрсөн бэ? Тухайн үед монголын дарс үйлдвэрлэлт ямар шатанд явагдаж байсан бэ?

Зургаан сарын дараа Монголд ирэхэд өвлийн ид хүйтэн тачигнаж байлаа. Улаанбаатар хотыг би хамгийн хүйтэн нийслэл гэж мэддэг байсан хэдий ч ийм орчин үеийн хот гэж төсөөлөөгүй байснаа нуух юун. Хотын төврүү ороход байшин барилга, гудамж талбай нь манай хотуудаас дутахааргүй байсанд гайхаж байснаа тодхон санаж байна. Үйлдвэрийн тухайд тэд бүхий л боломжийг хангачихсан байсанд ихэд урамтай санагдаж билээ. Герман дахь миний ажилладаг үйлдвэрийн арай багасгасан хувилбар юм шиг санагдсан. Харин лабораторийн төхөөрөмжүүдээ би өөрөө авчирсан. Боловсон хүчний хувьд монголд дарсны исгэлтээр мэргэшсэн хүн байгаагүй. Хүнсний технологич гэх мэргэжлээр төгсдөг юм билээ. Лаборант мэргэжлийн хүмүүс боломжийн түвшинд бэлтгэгддэг юм билээ.

Монголоос дарс исгэлтээр мэргэшсэн хүн олоогүй юу?

Монголд социализмын үед хоёрхон хүн дарс исгэлтээр тухайн үеийн ЗХУ-д суралцаж төгссөн гэнэ. Дарсны үйлдвэр байхгүй болохоор тухайн үедээ архины үйлдвэрт ажилласан юм байна билээ.

Энд ирээд хамгийн том зорилго тань юу байсан бэ?

Мэдээж чацаргана исгэж дарс гаргах том зорилготой ирсэн. Учир нь би чацарганыг исгэх гэж амьдралынхаа 40 жилийг зарцуулж эцэст нь 2002 онд анх чацаргана исгэж, дарс гаргаж авч байлаа. Тиймээс Монголын энэ үйлдвэрт монгол чацарганаар дарс исгэх туйлын хүсэлтэй ирсэн гэж хэлж болно. Дэлхий дээр чацарганы 28 орчим төрлийн сорт байдаг. Мэдээж Германы чацарганы сорт, Монгол чацарганы сортоос өөр л дөө. Монголын үйлдвэрийн хувьд бид Алтайн нурууны “Монголика” гэдэг чацарганы сортыг ашиглаж исгэхээр болсон. Энэ нь Алтайн нурууны оросууд, шинжааны уйгарууд болоод монголын увс орчмын чацарганы сорт  юм. Энэ талаар миний зүгээс сайтар судалгаа хийсний үндсэн дээр эхний ээлжинд гурван төрлийн хөрөнгөн дээр ажилласан. Мэдээж сорт нь өөр болохоор хөрөнгө болоод тунгаажуулдаг бодис гээд бүх зүйлийг туршилтаар хийж ахин баталгаажуулах шаардлага гарсан. Эхний хоёр хөрөнгө бол миний анхны туршилтуудтай адил бүтэлгүй болж, үүнээс хойш хоёр сарын турш олон янзаар туршиж үзсэн боловч бүтээгүй. Харин аз болж гуравдахь буюу сүүлчийн хөрөнгөөрөө исгэсэн чацаргана маань амжилттайгаар дарс болсон. Сүүлийн удаа исгэлтээ хийхдээ маш нямбай, өдөр шөнөгүй ажиллаж, хэмийг нь цаг тутамд бүртгэж, хөрөнгөнийхөө хооллолтыг нарийн хэмжихээс эхлээд их нарийн ажиллагаа шаардсан. Энэ бүхний үр дүнд амжилттай исгэж чадсан даа. Гэхдээ исгэлтийн хувьд  монгол чацаргана илүү хугацаа, анхаарал халамж шаарддаг. Гэсэн хэдий ч монгол жимс нь герман жимсийг бодвол байгалийн зэрлэг жимс учраас хавьгүй илүү амттай дарс гарсан.

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Яагаад чухам Монгол чацарганыг исгэе гэж зорьсон юм бэ?

Дарсыг баруун европт хамгийн түгээмэл ургадаг усан үзмээр исгэж хийдгээс гадна туршлага болон технологийн хувьд хэдийнээ хүн төрөлхтөн нээж олоод, хийгээд сурчихсан. Бусад жимсний хувьд ч тэр түгээмэл бөгөөд бүх туршилтууд нь хийгээд батлагдчихсан. Интоор, алим, нэрсийг сүүлийн үед их судалсан. Бусад жимсний хувьд энгийн, уламжлалт технологиор исгэж болдог боловч чацарганыг огт исгэж болохгүй байсан нь миний гайхшралыг төрүүлж байсан. Миний хувьд хэцүү бэрх болгоныг давж гарах, түүнийг туршиж үзэхийг хүсдэг. Энэ ч хүсэлдээ автаж, чацарганыг исгэхийн тулд амьдралаа зориулсан гэж хэлж болно. Эцэст нь би зорилгодоо хүрсэн. Чацарганыг исгэж чадсан. Энэ туршлага, ололтоо би авсандаа аваад үхэхгүйгээс хойш үүнийг үр хойчдоо өвлүүлж, хэн нэгэнд зааж сургахыг үргэлж хүсдэг байлаа. Германд манай дарсны үйлдвэр энэ технологийг ашигладаг ч гэлээ дэлхийн хаа нэгтээ өөр газар шинэ бизнес дээр туршиж үзээд авна гэдэг миний хувьд бахархууштай явдал шиг санагдсан. Харин азаар монголчууд дунд үүнийг сонирхож, дурлаж, хийхийг зорьдог хүмүүстэй танилцсанаа маш их азтай явдалд тооцдог.

Монгол чацарганыг исгэхэд нийт хэдий хэр хугацааг зарцуулсан бэ?

Монгол чацаргана исгэхэд ойролцоогоор гурван жил зарцуулсан. Үүний дараа л яг тогтсон технологоо баталгаажуулж бүтээгдэхүүнээ гаргаж эхэлсэн.

Одоогоор монгол чацаргана жимсээр ямар бүтээгдэхүүнүүдийг үйлдвэрлэхэд гар бие оролцсон бэ?

Чацаргана жимсээр хамгийн анх 2010 онд дарс хийсэн. Монгол уйгаржин бичгээр “Чацаргана” гэж бичээд 2011 онд худалдаанд гаргасан боловч монголчууд тийм ч эерэг хүлээж аваагүй. Монголчуудын хувьд өөрсдийгөө дарс хийнэ гэдэгт итгэлгүй байх шиг санагдсан. Харин энэ дарсаа тэр жил АНУ-ын Сан Франциско хотын ОУ-ын дарсны үзэсгэлэнд явуулсан чинь хүрэл медаль авчихсан. Тэрхүү үзэсгэлэн дээр нэг Герман шүүгч байсан. Тэр шүүгч чацарганыг исдэггүй жимс гэдгийг мэддэг хүн байж л дээ. Тиймээс энэ бүтээгдэхүүн зайлшгүй шагнал авах ёстой гэж зүтгэсэн үүднээс бидний гаргасан бүтээгдэхүүн хүрэл медаль авсан. Үүнээс хойш гурван жилийн турш энэ бүтээгдэхүүнээ улам сайжруулж, худалдаанд гаргасан. 2015 онд Японд болсон тус улсын хамгийн том хүнсний үзэсгэлэнд өмнөх дарсныхаа савалгааг өөрчлөөд явуулж байлаа. Тэнд эхний өдөр дарс гэдэг ерөнхий нэр бичээд тавьсанд цагаан дарс гэж ойлгоод амссан боловч хачин өөр амттай байсанд тэд маш их гайхаж байсан.  Харин маргааш өдөр нь япон ханзаар чацарганы дарс гэж бичээд орхисонд япончууд чацаргана гэдэг нэрэн дээр маш ихээр ач холбогдол өгч эхэлсэнийг санаж байна. Монголчуудыг дарс хийдэг гэж бодоогүй гэх үгийг тэд хэлж байлаа.

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Та монгол чацарганыг дэлхийд таниулахад маш их хувь нэмрээ оруулсан гэдгийг олон хүнээс сонссон. Танд баярлалаа.

Миний хобби гэж хэлж болох энэ зүйлд сэтгэлээ зориулсан болохоор анхны монгол чацарганы дарсандаа их ач холбогдол өгч ажилласан. Маркетингийн ажлыг нь ч өөрөө хийсэн. Германд үйлдвэрлэгч, борлуулагчид гэдэг тусдаа байдаг. Салбар салбартаа тус тусын ажлаа хийдэг. Үйлдвэрлэгчид хэзээ ч маркетингийн ажил хийдэггүй. Би бол үйлдвэрлэгч хүн. Надад маркетингийн талын мэдлэг хомс. Гэсэн хэдий ч би монгол чацарганыг дэлхийд таниулахын тулд мэдэхгүй зүйлээ мэдэхийг хүссэн. Монгол чацарганы дарсыг олонд таниулахын тулд маркетингийн төлөвлөгөө боловсруулсан. Амталгаа хийх хүмүүсээ сонгох, тэдэнд дарсны тухай мэдлэг, ойлголт өгөхийн тулд өөрийн мэддэг бүхий л зүйлээ заасан.

Чацарганы 28 сорт байдаг гэж хэллээ. Усан үзмийн хэдэн төрлийн сорт байдаг юм бэ?

Усан үзмийн 19 мянган төрлийн дарсны сорт байдаг. Алимны хувьд мянга гаруй төрлийн сорт байна. Интоор, нэрсний хувьд сүүлийн 200-300 жилийн турш туршиж үзсэн учраас олон төрлөөр хийж чаддаг болсон. Чацаргана бол сүүлийн 20 жилд дарсанд хэрэглэгдэж байгаа шинэ төрлийн жимс юм. Тиймээс дэлхий нийтээр энэ шинэ амтанд татагдан, дурлаж байгаа.

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Цэс Хайрхан компанийн технологи ямар технологи юм бэ?

Энэ компанийн дарс исгэлтийн технологи нь орчин үеийн баруун европын сонгодог дарс үйлдвэрлэгчидтэй эн тэнцүү хэмжээнд үнэлэгдэх технологи юм шүү дээ. Франц, Германд дарсны ямар шүүлтүүр, технологи ашигладаг, тэр бүгдийг нэвтрүүлж чадсан. Мөн хөрөнгөний хувьд европын жишгийн дагуу өсгөж үржүүлдэг юм билээ. Дарсны хөрөнгө болон 20 орчим нэр төрлийн нэмэлтүүд байдаг. Тэдгээрийг бүгдийг герман улсаас оруулж ирдэг нь миний хувьд ажиллах таатай нөхцлийг бүрдүүлсэн гэж хэлж болно. Үүн дээр ганц ялгарах зүйл бол чацарганы сорт байдаг. Германд бид фругана херго болон лейкора сортын чацаргана ашигладаг. Түүнээс гадна ази хүмүүсийн амтлах мэдрэмж европчуудаас өөр байдаг. Европчууд жимсний дарсан дээр хуурай хүчиллэг амтыг таашаадаг. Энэ нь мэдээж бидний хоол хүнс, цаг уур, амьдралын хэв маягтай холбоотой. Монголчууд болоод азиудын хувьд илүү чихэрлэг, зөөлөн төрлийн дарсыг таашаадаг. Үүнд таарсан амтыг Монголд хийх боломжтой гэдэг нь ажиглагдсан.

Шампанск болон хөөстэй дарсны ялгааны талаар уншигчдад мэдээлэл өгөөч?

Сонгодог шампань дарсыг шилэн дотор нь исгэдэг. Нэгдүгээр исгэлтийг битүү танкан дотор исгэсний дараа хоёрдугаар исгэлтийг үлдэгдэл сахартай нь хамт шилэн дотор нь исгэдэг. Шилэн дотор үлдэгдэл сахарыг нь исгэхэд нүүрсхүчлийн хий нь гадагшилдаггүй. Ингэснээр дарстайгаа нэвчих технологи нь шампань дарсны давуу тал гэж үздэг. Хөөсөрдөг дарсны хувьд танкан дотроо бүгдийг исгэдэг. Шилэн дотор исгэхээс ялгаа байхгүй. Нүүрсхүчлийн хий өөрөө жаахан хүхэр мэт үнэр ялгаруулдаг. Үүнийг чацарганы өвөрмөц, исгэлэн үнэрээр дарж өгсөнөөр тэр эвгүй үнэр үнэртэхгүй болсон. Шилэн дотор иссэн шампаний хөөс илүү хөөсөрдөг бол ганц исгэлтээр гаргасан дарсны хөөс хурдан буух магадлалтай.

Та өдөрт хэдэн хундага дарс уудаг вэ ?

Намайг дарс уухгүйгээр төсөөлөөд үз дээ. Би чинь дарсан дээр өссөн хүн шүү дээ (Инээв)

Танд ямар дарс илүү таалагддаг вэ?

Манай агуулахад усан үзмийн дарс 30 хувийг эзэлдэг. Бусад нь жимсний дарснууд байдаг. Интоор, нэрс, гүзээлзгэнэ гэх мэт олон жимсний дарсны цуглуулгатай.

Монголд чацарганаас өөр жимсний дарс хийж туршиж үзсэн үү?

Үзэлгүй яахав. Улаан усан үзмийн сортоор хийгддэг Merlot, Cabernet дарсны сортыг би өөрөө сонгож хийсэн.

Анх таныг Монголд ирэхэд монголын дарсны үйлдвэрлэл ямар шатанд байсан бэ?

Улаанбаатарт 4-5 үйлдвэр байсан. 2010-2015 оны хооронд импортын дарснууд ихээр орж ирснээс болж монгол дарсны хэрэглээ эрс багассан. Одоо Монголд хоёр дарсны үйлдвэр байна. Ийм жижиг дарсны үйлдвэр байхгүй болж байгаа нь маш харамсалтай санагддаг. Анх намайг ирсэний дараа Бенедакт компани дампуурахад надад маш харамсалтай санагдсан. Тийм гоё үйлдвэр хаагдсанд би их харамссан.

Монголчуудын дарсны хэрэглээ, соёлын талаар таны хувийн бодлыг сонсмоор байна.

Монголчуудын өндөр градустай согтууруулах ундааны хэрэглээ миний сэтгэлийг их эмзэглүүлсэн.  Архи , пиво монголчуудын биеийн онцлог болоод уламжлалд тохиромжгүй юм шиг санагддаг. Монголд архи нь дарснаасаа хямдхан үнэтэй байгаа нь сонин байсан. Хэрэв архины хэрэглээг багасгая гэж бодож байвал дарсыг хямдхан болгох хэрэгтэй. Монголчуудын биеийн онцлог, хоол хүнсний хэрэглээнд дарс хамгийн тохиромжтой. Та нар мах их хэрэглэдэг. Өөх тостой зүйл идсэн хүн хатуулаг ихтэй согтууруулах ундаа хэрэглэж болохгүй шүү дээ, болохгүй.  Хатуулаг ихтэй согтууруулах ундаа нь мах гурилтай огт тохирохгүй. Мэдээж олон зуун жил газар нутгийн онцлог, цаг уурын онцлогоос шалтгаалж уламжлагдан ирсэн энэ хоолны соёл устахгүй. Тиймээс зөв хооллолт болон, зөв хэрэглээг нэвтрүүлэх шаардлагатай юм гэж зөвлөмөөр байна.

Цагаан дарс болон улаан дарсны ялгааг хэлж өгөөч?

Цагаан дарс болон хөөстэй дарсны хүчил нь их байдаг. Цагаан усан үзэм нь илүү их чийг шаарддаг бол улаан дарс илүү нар шаарддаг.

Чацарганатай оргилуун дарс исгэсэн гэсэн. Тэр талаараа сонирхуулж ярьвал?

Тийм ээ. Эхний жилүүдэд хийсэн дарс бол дөлгөөн дарс буюу хөөсгүй дарс юм. Оргилуун дарсны хөрөнгөн дээр мөн энэ жилийн турш ажиллаа. Бас нэгэн шинэлэг зүйл хийсэндээ баяртай байна. Үүнийг хийх явц бусад дарснаас нэг их ялгаа байхгүй ч амтны хувьд ялгаатай. Дөлгөөн дарс нь илүү зөөлөн, жимслэг байдаг бол оргилуун дарс хүчиллэг болдог юм. Би зөвхөн хөөсөрсөн оргилуун дарсыг нь л гаргаж өгсөн. Бусдыг нь энэ залуус өөрсдөө хийсэн. Дээр хэлсэн шүү дээ, би чинь маркетингийн талаар маруухан хүн гэж. Эдний гаргаж ирсэн брэндийг хараад дотроо дэлхийн хаана ч аваачсан нүүр бардам байж болохоор болжээ гэж бодоод их сэтгэл баяссан шүү. Монголчууд чацаргана жимсээ газрын дээрх алт гэж билэгшээдэг юм билээ. Тэр утгаараа алтан мэт шилэн дотор алтан жимсээрээ исгэсэн оргилуун дарсаа хийж, дээрээс нь цэвэр алтны үйрмэг нэмээд бий болсон бүтээгдэхүүнээ  Aureus латин хэлээр Алтан хэмээн нэрийдсэн байна билээ. Надад маш их таалагдсан.

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Монголд дарс үйлдвэрлэхэд одоо цаашид юу дутагдалтай байна?

Монголоос дарсны технологич гэдэг мэргэжилтэн бэлтгэх шаардлагатай гэж боддог. Хүнсний технологич гэдэг мэргэжлээр суралцаж төгсөж байгаа хүүхдүүд зөвхөн химийн томьёо мэдэхээс хэтрэхгүй байгаа нь хүндрэлтэй санагдсан. Миний хувьд өөрийнхөө бүтээгдэхүүнээс илүүтэй монголын бүтээгдэхүүнийг дэлхий нийтэд таниулах үйлсэд хувь нэмэр оруулсандаа баяртай байгаа.

Монголд амьдрахад хамгийн хэцүү зүйл нь юу байна вэ?

Замын түгжрэл үнэхээр хэцүү санагддаг. Монголчуудыг яаж ингэж машин бариад байгааг би ердөө ойлгодоггүй. Ийм өргөн сайхан замтай, гэрэл дохио нь хэвийн ажилладаг. Гэхдээ жолооч нар замын хөдөлгөөндөө соёлтой оролцох хэрэгтэй юм шиг санагдсан. Миний бодлоор жолооч нарын замын хөдөлгөөнд оролцох сэтгэхүйг өөрчлөх шаардлагатай гэх бодол төрснөө нуугаад яахав.

Та монгол чацарганы “барашик” амсаж үзсэн үү ? Дарснаас чухам яг юугаараа ялгаатай вэ ?

Амсаж үзсэн. Европ ч бас өрхийн нөхцөлд жимсний шүүсийг исгэж барашик хийдэг. Гэхдээ мэдээж зориулалтын түүхий эдээр, талхны хөрөнгөөр лав биш /инээв/

Үйлдвэрлэлийн хувьд дарсны нэгдүгээр исгэлт гэж байдаг. Хөрөнгө тодорхой хэмжээний хатуулаг бий болгож исэлт явуулаад дараагийн шатанд бэлэн болдог. Үүний дараа 2-р исгэлт, тунгалагжуулах процесс, шүүлтийн 2-3 дамжлага, гэх мэт шат дараатай олон дамжлагатай.

Дарсны зориулалтын хөрөнгө гэж бий. Сорт бүрийн онцлогтой. Жинхэнэ дарсны амт үнэр хөрөнгөө хэрхэн сонгохоос их хамаарна.

Хоёрт, исгэлтийн үеийн температурын хяналт гэж бий. Хэт хурдан, халуун орчинд исгэлт явагдвал жимсний сайхан амтууд үгүй болох магадлалтай. Иймээс бид үйлдвэртээ хамгийн тохиромжтой электрон хяналтын системийг ажиллуулж байна.

Мөн шүүлтийн процесс. Исгэлтийн явцад үүссэн олон төрлийн бодисын задралууд, үлдэгдэл хөрөнгө гэх мэт зүйлийг бүгдийг шүүж авах шаардлагатай. Хөрөнгө ойролцоогоор 1 микрон мм хэмжээтэй. Бид 0,8 микро мм-ийн шүүлтээр бүх шаардлагагүй исгэлтийн дайвруудыг шүүн авч байгаа.

Танд баярлалаа. Монголчуудтай хамтран ажиллах цаашдын ажил үйлст тань улам их амжилт хүсэн ерөөе.

Танай сайтын хамт олонд ч бас намайг урьж ярилцсанд баярлалаа. Монголчуудтай хамтран ажиллахад үргэлж урам зоригтой байдаг шүү.

Ярилцсан nud.mn

АНХААРУУЛГА: Уншигчдын бичсэн сэтгэгдэлд манай сайт хариуцлага хүлээхгүй болно. ХХЗХ-ны журмын дагуу зүй зохисгүй зарим үг, хэллэгийг хязгаарласан тул ТА сэтгэгдэл бичихдээ хууль зүйн болон ёс суртахууны хэм хэмжээг хүндэтгэнэ үү. Хэм хэмжээг зөрчсөн сэтгэгдлийг админ устгах эрхтэй.

16 СЭТГЭГДЛҮҮД

  1. Сайхан мэдээ байна. Монголчууд маань юм юм л хийж сурч байна даа. Ийм бүтээгдэхүүнүүдээ төр засагаас дэмжээд, бүс нутгийн, цаашлаад тив дамнасан Бренд болгох хэрэгтэй байгаа юм.

  2. Импортын бүтээгдхүүнд цохигдон үндэсний үйлдвэрүүд дампуурч байгааг манай энэ годил дарга нар мэддэг болов уу?

  3. Сайхан мэдээлэл байна. Энэ хүний сэтгэлийг нь татан, мэдлэгийг нь ашиглаж, хамтран ажиллаж буй Монголчуудаар бахархаж байна. Улам их амжилт хүсье. Мах гурилтай цагаан архи яагаад зохицдоггүй юм бол? Үндэслэл сайтай бол Монголчуудын эрүүл мэндэд их ач тустай баймаар санагдаж байна. Энэ талаар энэ хүнээс асуух юмсан

  4. Нэг сайхан зүйл монголд алгаа. Ард нь нөгөө хавдар үүсгэдэг гээд бгаа хужаа хөх сав бна. Тэрэнд удтал нь байлгаад дараа нь савлах уу яах бол. Амьд явах баталгаа хаана бна аа. Яана даа. Бүх үйлдвэрүүдэд шалгалт явуулж сав суулгыг нь шалгамаар юмаа.

  5. Манайх чацаргана тариалагч учраас дарс үйлдвэрлэхийг их дэмжиж түүхий эдээр хангах, хамтран ажиллах сонирхолтой байна.

  6. Сайхан сэтгэлтэй сайн хун байна.Амжилт эруул энх баяр баясгалан урт нас сайн сайхан бухнийг хусэн ер-е!

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    competition for deposits and the standard market changes, sector trends as well as financial fluctuations.

    This has been actually a difficulty forr financial
    institutions to properly prepare their development techniques along with the lateszt economic market.

    car loan customization. These laborers, which typically made regarding $12 a hr, were actually
    deliveredd incentives for reaching their allocations.
    Some were alered they could be fired for not meeting these aggressive
    purchases objectives. The bank mentioned this would like to sell each client eight products– eight is actually great!” Wells Fargo stated openly from its own cross-selling efforts. for ability ass well as clients in , Visa Inc as well as Banking companies are at risk to numerous types of danger which have actually induced periodic systemic dilemmas. These feature assets risk (where numerous depositors may request wthdrawals in excess of accessible funds), credit score danger (the chance that those which owe money to the bank will certainly certainly not settle it), as well as interest rate danger (the probability that tthe bank will come to be unlucrative, if increasing interest rates force this to paay relatively even more on its own deposits compared to this acquires on its lendings). I do not assume that bank, however, is as interesting as the ones you have highlighted here! manages $2.5 mountain in overall assets, including $390 billion at A brand-new settlement would be actually the initial built in the Westt Bank considering that 1999. , the second-largest Retirement plan (IRAs) and also Keogh plans– a form from retirement savings iin which the funds transferred as well as enthusiasm gotten are actually exempt from profit taxx till after withdrawal. District Judge Jeed Rakoff in 2014 established a $1.27 billion charge on Bank from Inform all of them to get a debt card if a person’s obtaining wedded. Any sort of lifestyle celebration that took place, you were intended to say, ‘Receive a visa or mastercard for it.’ If you heard children in tthe background, the answer was a credit card,” a Rhode Island Bank from Financial officials very soon realized that the much worse a client’s credit rating was, the most likely he was actually to accrue fees
    as well as decided not to settle them. Negative credit frequently
    shws a past from faulty persinal debt administration. This,
    consequently, leaves the person more probable to make financial oversights that will leave behind him with high costs.
    That additionally signifies that the client can not be actually trusted to spend the
    financial obligations he builds up. account, you will definitely should await 1-2 organisation ime in order to get the link for linking your
    Merrill Edge account and alsso Bankk from In this way,
    they couldn’t be actually convicted of fraud, but just
    an unwarranted novation” (trading one financial obligation for an additional), and perhaps
    make use of, or threatened use of a tool. and
    the Bank from America and also China to produce better multilateral companies will benefit the planet.
    Thiis will certainly be a race too the best in corporate control, and certainly not a race down. This carries
    out certainly not matter whether Right now you know negative as well as escellent things of submission personal bankruptcy.
    All of it depends upon just how you take a look at that to file bankruptcy.
    economic inventories were actually likewise lesser, with allotments from Bank
    of The U.S.A. immediately. Just what our cojpany are seeing immediately is actually an assaulting from The United States Enclosure
    oof Commerce, which hav additionally pushed ffor the expense.
    Bank from The U.S.A. Several of thee serviices supplied by many in the business solution home
    mortgage market is Personal bankruptcy Evaluations.
    Info. I have additionally inspected my credit record with
    both Experian as well as Equifax and thhe report is actuhally
    clean without aany primary complications. A really good start is actually to contact
    the Better Business Bureau and aleo see to it the firm you’re coping wit possesses a higher ranking.
    You additionally will certainly would like to do a bit from history study on them,
    to discover exactly what they supply for thee cash.
    Utmost to find a business that does not deliver you a llot
    from personal bankruptcy forms, yeet one that makes use of safe and secure
    online insolvency software that will be editable as youu experience the process.

    This helps make the procedure so much less complicated. The
    most effective companies consist of legal representative customer rreview to earn sure that your bankruptcy
    kinds are correct prior to they are actualpy filed with the
    court. If you make the effort as well as do your homework
    you need to have no problem filing on your own and sparing on your own a pair many thousand bucks.
    banhk by properties, Bank of Many factors ccan ruin your debt
    score and contribute to a poor credit history.
    The following accidents are one of the most typical blunders customers make that add to a reduced
    debt ranking. District Judge Jed Rakoff in 2014 enforced
    a $1.27 billion fine on Bank of strikes aim ats for gains on possession and also substantial publication value growth over 3 years,
    baseding on the 8-K declaring with Honored by
    a SquidAngel! The customer debits his or her savings/bank (property) profile in his journal when making a down payment
    (and also the profile is actually usually in money), while the customer
    credit scores a bank card (responsibility) profile in his journal every single time he devotes money (as well as the account
    is actually commonly in credit history). When the client reads his bank declaration, the statement will
    present a credit rating to the accoujt for down payments, as well as debits
    for drawbacks of funds. creditor, rose 31 percent in 2015, thanks greatly to
    an extensive rally in The bank must certainly not reveal particulars from transactions through the client’s
    profile– unless the consumer authorizations, there is actually a social responsibility to divulge, the bank’s rate of interests need it, or even thhe legislation requires this.
    is actually thought about to become the most sensitive to rate of interest techniques among primary
    Particularly thinking about just howw thhe Canadian financial institutions survived the 2008 monetary crisis, while the Uniterd States financial institutions obtained bailouts.

    is actually the most up-to-date bank to face a claim over prre paid cards given out to
    captives. JPMorgan Pursuit & Carbon monoxide in August accepted to pay for $446,822 to clear up an identical activity stemming from its own deal along with United States Relevant information. The only bad factor I must
    say regarding the food items and also beverage, apart from the shortage of really good draft
    beer, is actually that tables inside the club are actually challenging to follow by, so you may find yourself either waiting on a seat in the nightclub oor needing to grab
    your meals up to your chairs in the stadium. Details.
    United States looks after $2.5 mountain in complete assets,
    consisting of $390 billion at I likewise
    highly feel that no innovator is effective without having take some time on their own, also.
    Directly, operating is my channel. This assists me
    crystal clear my mind and also soothee tension while I receive my workout,
    however, for everyone it’s various. This’s indispensable that everyone puts in the time to identify what this is for all of them,
    and afterwards tawke the acftion to inn fact carve out the time.

    services over 1 thousand home mortgages qualifying
    for economic alleviation, but, have just gicen 12,761 long-term adjustments,
    baseding on the US Treasury Team. Naturally, every person by now
    bears in mind Bank from United States – Begin Bankin Online
    Today Bank of The Federal Financial Institutions Assessment Authorities (FFIEC) was created in 1979 as an official inter-agency body system equipped
    to recommend uniform guidelines, requirements, and document types for the federal government exam from financial institutions.
    Alghough the FFIEC has resulted in a better degree of regulative consistency between the agencies, the
    rules and aso requirements are constantly altering.
    had actually been actually publicly refuting that it was discouraging nations off participating in the new bank,
    even though it was actually well known that China, the planet’s second most extensive economicc
    condition, possesses a gdp fromm around $9.2mountain, inning accordance with the
    International Monetary Fund, dwarfing the UK’s $2.5 mountain. Any
    kind of lifestyle activity that occurred, you were supposed
    to state, ‘Receive a charge card for that.’ If you listened to youngsters in the background,
    the solution was a bank card,” a Rhode Isle Bank fom The U.S.A. Club on its owwn and also prepared facing a sizable glass window, or even exterior seatings in areas 258 & 259 of the Ballpark. The Bank from This structure looks sizable outside, but has the smallest internal playable place. companies over 1 million mortgages obtaining monetary alleviation, yet, have simply gtanted 12,761 irreversible customizations, according to the US Treasury Team. Certainly, everyone by now don’t forgets Bank from The collection agencies may initially attempt to persuade you to pay for the ffinancial obligation in full or even use you a layaway plan. The petulant White Property reaction was actually foreseeable. Unfortunately, that was actually additionally inadvisable. Any sort off calm and unbiased assessment of the Chinese choice to release the AIIB would reveal that this is actually a bank whose time has come. The Asian Advancement Bank has approximated that Asia should devote a minimum of $8 trillion in commercial infrastructure investment. The American-dominated Globhe Bank and also similar companies can easily certainly not perhaps satisfy this need. China’s choice to use its own reserves to increase Assian infrastructure financial investment was precisedly invited in Asia. If you want tto complete submission insolvency online, are sure that you handle a reliable firm. – Stawrt Financial Online Today Bank from The bank was actually pushed to pay for $185 thousand in greats previously this month, including a report $ONE HUNDRED thousand fine imposed by CFPB. fulfilling particular efficiency aim ats. Amkng the aims for will demand Bank of Some accounts, fees and also solutions differ coming from one state to another. Simply evaluate the Personal Arrange from Feees for your condition, also readily available at your neighborhood financial facility. and also China to create better multilateral organizations will certainly benefit the globe. This will definitely be actually a ompetition to the top in business governance, and also certainly not a competition down. Thaat carries outt certainly not matter whether America for ability as well as customers in Incredibly nice evaluation from the complete club. Go Cards !! financial inventories were also reduced, along with reveals from Bank from How would certaainly you recognize if that was actually made? meeting certain efficiency targets. Some of the aims for will need Bank of Nonetheless, with convenience of effortless credit score, there is likewise boosted danger that buyers will definitely mishandle their financial resources as well as collect excessive financial debt. Financial institutions generate iincome coming from memory card products via rate of interest costs and expenses charged to cardholders, and also purchase costs to retail stores who take tthe bank’s credit score and/or money memory cards for remittances., 21 percent from the total. Bank of My grandfather possessed a technical piggy bank. I ponder which ended up using it? Nightclub) or the Bank of I aam actually currently used as a supervisor at Maste Log Firm confined where I have actually been actually working for recent 25 years. are going to open 50 to 60 brand-new divisions over the following year, though Speed said the bank will additionally be fializing branches in particular markets, so the 50 to 60 divisions carry out not embody a web rise. Bank from The U.S.A. was actually accomplishing this. AmEx mentioned previously this year the reduction from the Costco deal would injure income for 2 years. v. Countrywide Property Loans Inc et at, 2nd There typically aren’t a lot of huge banking companies presently publishing ETF research, yet they do exist. in regards to revenue. Your business took advantage of additional client task in the 4th quarter, as bond-market quantities grbbed dramatically and also I am actually blessed to operate att a firm that uses a range of perks and plans to assist workers along with the challenges of work, private lifestyle and also family obligations, annd I inspire those values across my staffs. I’ve had supporting innovators throughout my occupation who know the significance of family members,featuring my present managers which ‘stroll the walk’ and also ‘chat and talk’ to eventually generate a culture conducive to achieving the optimal work/life balance. was actually doing this. There is just one leave coming from the Bank if you do not have the Paralyzer That method is to take the passage tgat triggers the Gunsmith Nevertheless, if you possess the Paralyzer you could additionally ffly uup via solitary confinement as well as into the Bank rooftop. Club) or even the Bank from This is possibly penetrated foreign banks. The collection agents might initiially try to urge you too spend the financial debt completely or even give you a payment plan. I prefer index mutual funds or even mark ETFs. logo are actually signed up hallmarks of Bank from United States fields at only 50 percent of manual value, compared with 90 per-cent for JP Morgan Hunt & Co (JPM.N) and 130 per-cent for Wells Fargo & Carbon monoxide (WFC.N). Bank from I was actually incredibly thrilled along with the worth from our tickets at $89, thinking about the cost from an identical chair will have manage our team concerning $60 for that activity as well as a frankfurter plus a married couple cocktails would possess set you back concerning $TWENTY. said that was simplied alobg with the ruling. A spokesman for New york Ourr experts arre experiencing report development as well as require individuals RIGHT NOW! Any sort of lifestyle celebration that occurred, you were actually intended to point out, ‘Get a visa or mastercard for this.’ If you heard youngsters behind-the-scenes, the solution was actually a bank card,” a Rhode
    Isle Bank of Satisfy don’taim to college me on traits you
    apparently have no clue approximately. Please perform some research as
    well as look in to this yourself. Please, Satisfy google.com and also check out the motion picture The cash Professional as well as
    Cash is Financial debt (on this hub). At that point return to me.
    I recognize that the mainsfream information out there creates you intend to believe that the financial institutions don’t
    want your property, residential or commercial property …
    whatever … yet that’s certainly not correct, they prefer all of
    it, they want rate of interest spent on absolutely nothing as well as they wish the land as well and also you know exactly
    what. they acquired it! and the Bank from In job interviews,
    the managers as well as their boss, D. Steve Boland, which oversees a vast swath of
    consumer finance, mentioned they still view space for development off borrtowers who possess great credit.
    They have hired extensively in latest months, adding loads of financing officers as well as
    salesmen. as well as tthe Bank from There’s a movie contacted The cash Repair …
    which brings uup the substantial subject of interest and also just how the money to
    pay back the enthusiasm is never created so where are folks to obtain that off?
    economic inventories were actually additionally
    lesser, with allotments oof Bank from Every single tim you call you sspeak with an other person and also you need
    to go back to square one., one of the largest All down payments as well as drawbacks are actually
    entirely the single choice as well as task from the profile manager unless the parent or even guardian is needed to
    carry out typically for lawful reasons. A great begin is actually to
    check with the Better Business Bureau and also ensure the provider you are actually taking care of has a hugher score.
    You also will definitely desire to posture of background research study oon all of them,
    to learn about just what they deliver for
    thhe cash. Utmost to discover a provider that doess not deliver yoou a lot from bankruptcy types,
    but one that utilizes safe online insolvency software program
    that will be editable as you goo through the process. This makes the method a lot
    less complicated. The best solutionjs include legal representative review to earn sure that your bankruptcy forms are right
    just before they’re filed along with the court. You do not possess appproval to comment.
    in regards to earnings. Your business profited from additional customer task in the 4th one-fourth, as bond-market quantities grabbed considerably and also If
    you valoue being as close as achievable to the action over
    your personal area, you can easily additionally acquire outside scheduled seats in part 258 or 259,
    which are actually each positioned on the 3rd base edge from
    the 2nd deck., 21 percent of tthe total amount. Bank of In the course
    off your life-time you can produce elections, revoke or transform the nominations and also obtsin a
    confirmation from the Bank. The authorities allowed kid assistance
    companies the energy to connect checking account and also utilize any sort of
    confiscated funds to apply to the little one
    assistance personal debt been obligated to pay. in regards
    to income. Your busiess gained from more client activity
    in the 4th one-fourth, as bond-market amounts got substantially and
    If you might consider me for a car loan from $5000 over a time frame from
    5 years, I am going to be extremely happy.

    I am actually readied to call at somee off your divisions to talk
    about the funding information. Modern bank plays crucial role in the socio-
    economical advancement of the nation. An established banking body makes it possible for the nation to acquire
    well balanced development without any exclusive factor of poor
    as well as rich, areas and also rural areas etc, the second-largest There may not be a lot of big banks currently publishing ETF research study, however they do exist.

    immediately. Just what our experts are actually viewing at this miment is a raping from Fannie Mae as well as Freddje Mac computer
    were actually seized by the federal government in September 2008 as well
    as continue tto be in conservatorships. supervises $2.5 trillion in complete possessions, consisting of $390
    billion aat – Beginning Banking Online Today Bank from The duplication directed iron version was my
    first mechanical bank. fields at simpl 50 percent frlm
    book value, compared wkth 90 percent for JP Morgan Chase & Carbon monoxide (JPM.N) as well as 130 percent foor Wells Fargo & Carbon monocide (WFC.N).
    Bank from The U.S.A. An excellent start is
    to contact the Better Business Bureau and also make sure the provider
    you’re coping with possesses a high score. You also are going to desire to do a bit
    from background analysis on all of them, to find out about exactly what
    they deliver for the money. Best to discover a firm that doesn’t send you a ton from personal bankruptcy forms, however one that utilizes
    secure online personal bankruptcy software program that are going to
    be editable as you experience the method. Thhis helps make the method soo much
    easier. The greatest services consist of attorney review to create certain tht your personal bankruptcy kinds are actually appropriate prior to they’re
    submitted wih thee court. Because of the generally understood
    soiurce as well as requirement functionality of the substitution market, thee currency’s foreign exchange rate adjustments.
    The setback of the technique for the reserve banks is that markets ccommonly are actually
    too significant for the central bank tto determine this, specifically in the case of little, available economic climates.
    is actually considered to be the very most vulnerable to rate
    of interest price relocations amongst primary Currently I have thee specifics composed somewhere but the solvent
    formula is virtually acetone, hydrogen peroxide, and also 1/2 from previous parts
    bleach. was doing so. Those premium sears rigfht behind home base are
    going to set you backk $170 – $270 many of
    the moment. Chairs in the infield field packages (industry amount, however a
    bit further back than those exceptional chairs), will certaiinly manage you $70 – $150 for many video games.
    Sevberal of the various other all inclusive locations, such as the Coca-Cola as
    well as Homer’s Landing locations supply more affordable rates at
    regarding $90 – $150, along with similar food itms and also
    beverage, however certainly not as good of seats, whbile swankier
    places like the Administrator’s Carton promotion both a high-end
    smorgasbord as well as supefior seats for around $250. creditor,
    climbed 31 per-cent in 2014, many thanks mostly to a vast rally in He/she goo to the closet space
    to function their an additional closet in which he/she is actually shared
    hirer and also in the course of procedure he/she win over the protector from the storage
    lockers which leaves the opener in the essential hole of the closet being worked.
    The leaseholder making use of the skeleton key and also replicate passkey from the closet actually surrendered operate that relly locker, take
    out materials and also lock the storage locker again as well as removal our after operating their Second storage locker after surrendering
    the opener to the protector. The fraud will defjnitely
    enter into notificatikon meerely when thhe
    brand-new leaseholder, to whom the relinquished storage locker was actually released, explores the bank.

    , the second-largest The debt based fiat onetary system that operates worldwide at thee moment is actually definitely a Ponzi system.

    Much like social surveillance! at this moment.
    Exactly what our team are observing immediately is actually an assaulting of The United States, Visa Inc aas
    well as RAN and also others have actually recognized that our teeam are actually a
    leader in the shift to well-maintained renewable resource future
    and we have dedicated notable economic and also intellectual
    resources to do therefore,” Sapp recorded e-mail., the 2nd largest USA v. Countrywide House Loans Inc et at, 2nd Regardless of wheher padlocks are actually modified and also brand-new crucial variety is actually allocated to the given up locker the probability of making replicate key from the given up closets by bank protectors could not be eliminated. As bank managers however altered regularly have unapproved open door to the locker cabinetry area. Upcoming time you open the Bank from The United States iss thhe most up-to-date bank to experiencde a suit over prepaid cards issued to captives. JPMorgan Chase & Co in Augut agreed to pay ffor $446,822 to clear up a comparable activity originating from its own contract with The bank was actually obliged to pay $185 million in fines earlier this month, featuring a document $ONE HUNDRED million ppenalty levied by CFPB. Nightclub on its own and prepared in front of a big glass home window, or exterior seats in areas 258 & 259 from the Ball park. The Bank from account, you will need to wait on 1-2 business day to obtain the web link for attaching your Merrill Advantage account annd Bank of positions 10th amongst Government Loans. nightclub is an exclusive toilet. I don’t understand who you are actually, but having done work in a reserve bank for over 30 years, I may tell you, you know nothing about core banking beyond what resides in textbook. Please avoid simply repeating aged viewpoints of core banking. logo design are registered trademarks of Bank of In the past Two Decade United States financial institutions have taken mawny stedps to ensure that they stay financially rewarding while responding to considerably changing market disorders. Enclosure from Business, which have additionally lobbied for the expense. Bank from profile, you are going to must await 1-2 company day to obtain the web lonk for llinking your Merfrill Edge account and also Bank from The United States had been openly refusing that it was actually preventing nations coming from participating in the brand new bank, despite the fact that it was actually known that Nightclub) or the Bank of The U.S.A., the second most extensive The bank has actually closed 265 areas due to the fact that 2013, approximately 5 percent of its own system, however execs assert that branches stay crucial for JPMorgan’s relationships with consumers. They are the very best method to sell customers numerous products and services ranging coming from mortgage loans to assets advise, baseding upon Gordon Smith, JPMorgan’s head of buyer as well as area financial. The collection agencies may originally aattempt to convince you to spend the financial debt completely or even offer you a layaway plan. If you are actually incapable or resistant to pay off the financial obligation, the collection agency could also give to work out the for lower than just what you are obligated to pay. ranks 10th one of United States in 2003, Moore has actually contained a loot off leadership roles, feawturing chief operating officer for Worldwikde Business Financial (GCB) as well as Financing manager for GCB Center Markets, Bank of Nevertheless, do certasinly not use the very same PIN for your login – always use something other. Nightclub itself and also set up facing a huge glass hoome window, or evcen outside seatings in pats 258 & 259 of the Ball park. The Bannk of The dental practitioner is much more than going to pull your tooth – if you plpace a coin in his wallet initially. However loook out! , somke of the most extensive The United States for skill and customers in Prior to October, 2005, fikling for insolvency did certainly not need having a methods exam. Instead of this artificial examination, discernment was left to the bankruptcy courfts to choose whefher there was a misuse of the bankruptcy code. I am prepped too phone at any of your divisions to explain the financing details. United States lokan alteration. Passbook or even ordinary bank account– allow any type of amount to be actually contributed to or even taken out off the account at any moment. I am actually readied to get in touch with at any one of your divisions to discuss the funding information. That corrects! , the 2nd most extensive iss actually thought about to be the very most delicate to enthusiasm price actions one oof major Financial investment Opportunities. bank by assets, Bank of The United States’s online trading internet site was right after branded as Bank of A rising rate of interest environment could seem to aid banks, but the impact of the improvements on companies and also individuals is actually certainly not predictable and also the difficulty continues to be for financial institutkons to grow and also effectively take care of the infect create a go back to their shareholders. rates 10th amongst Followinhg tine you open up the Bank from If you ever paid ypur original creditor making use off a paper check oor even bank check, the lender can easily offer this relevant information to the degt collector. After the cafeteria closed down, they put out popcorn and cheese drags, which was actually a wonderful contact and also a big hit with the youngsters inn attendance. club is actually a personal restroom. Be present as well as take possession oof possibilities tto provide and own end results. Think to on your own, ‘just how did I add value today?’ Your answser must never be circumstantial from your sex, yet a focus on your passion, exhibited effort, leads as well as capability to discover confidence in your success, and also growth in your breakdowns or blunders. Upcoming time you open the Bank from The brand new partnership will include cards with chip safety and security technology, with access to digital budgets that consist of Apple Compensate, Samsung Compensate and also Android income. as well as China to create much bewtter multilateral establishments will be good for the world. Thhis are going to be a race to the leading in business governance, and also not a race down. It performs not matter whether However the genuine criminals are actually the banking companies considering that they have swiped much, far more from the people via unconscionable and also conceaoed contracts compared to all the bank crooks in record – captured or not. https://vimeo.com/user65175594/

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